Help if you are in debt paying your council tax
If you are finding it difficult to pay your council tax, have fallen into arrears or have a range of other debts that you cannot pay, then help and advice is available to you.
Ways of reducing your council tax bill
You can reduce the amount of council tax you pay through:
- council tax benefit - you may qualify for help even if you are working or have savings
- single person discount - you may qualify for a reduction to your bill if you live alone
- disabled band reduction - you may qualify for a reduction if you are disabled and your home has been adapted to meet your needs
Ways of increasing your income
You may also be entitled to benefits that are administered by the Department for Work and Pensions, or tax credits which are administered by HM Revenue and Customs (HMRC).
Visit www.turn2us.org.uk to find out whether you are entitled to other benefits such as tax credits, pension credits or disability benefits.
Managing your council tax debt
If you have fallen into arrears, the most important thing you should do is contact us to discuss how you can repay these. Ignoring arrears will increase your debt as additional charges are made if the council summons you or asks bailiffs to try to collect the debt on their behalf.
If you have council tax arrears covering several years you may be able to agree one affordable arrangement with the council to help you gradually reduce these.
If you are working you could pay back arrears direct from your salary payments.
If you are in receipt of benefits you could pay back arrears by deductions from your benefit payments.
Make sure you pay your current council tax bill first, so that new arrears do not arise and contact us to discuss how you can pay any arrears.
Visit www.citizensadvice.org.uk for advice on other forms of debt.