Adult Social Care is not free for everyone. Depending on your situation, you may need to pay for some of your care. To determine if you will have to pay towards your care you will need to provide income and expenditure details, such as details about your pension, rent and council tax.
You will need to complete a financial assessment so that the council can work out how much of your care cost we can cover, and how much you may need to pay. The amount you pay is called your financial contribution.
What do I need to pay?
If we help to arrange any of your care services, you will need to complete a financial assessment to see how much you can afford to pay.
The financial assessment will look at:
- your income from employment
- any savings and investments
- what benefits you get
- any property that you own or part own - where applicable
- any other regular income that you receive.
As a result of the assessment we will work out how much you will need to contribute towards your care. This may be none, some or all of the cost of the care, depending on the amount of income, savings and assets you have.
If your plan includes, non-residential care, your contribution will be based on government regulations. In some cases you will not have to pay anything towards your care.
Residential or Nursing Care
If your plan includes residential or nursing care, you will always have to make a contribution towards the cost of your care fees, however there are some exceptions.
Your contribution with be in line with the Care Act regulations set out by the Department of Health. You will make a contribution based on your income from state pension, benefits or other income, plus any capital or savings you have over £14,250.
You are entitled to retain an amount towards any personal items you need, such as toiletries and newspapers. This amount is currently £24.90 per week.
If you choose a care home that is more expensive than the maximum weekly council contribution, you will have to make arrangements for someone else to pay the difference. This is called a third party top up. You cannot pay this amount from your own income or capital.
Use our online form to contact us about an assessment. Select the Adult Social Care option that reflects your role.